Based on your goals and risk profile, we’ll recommend the most suitable portfolio and tailor it to your specific needs. It’s a personalised approach, supported by deep research and disciplined investment management.
These portfolios combine local and offshore exposure across equities, bonds, property and money market instruments. Our investment team blends asset classes to match your long-term goals – balancing return potential with the appropriate level of risk for your profile.
Market value-weighted average return of funds in the SA – multi-asset – low equity category.
Cautious
This portfolio aims for long-term capital growth through active stock-picking and asset allocation. This portfolio may have a maximum effective equity exposure (including international equity) of up to 40% and a maximum effective property exposure (including international property) of up to 25% of the market value of the portfolio. Total allowable offshore exposure is 30%. Due to the lower exposure to equities in the portfolio, lower levels of volatility can be expected.
Market value-weighted average return of funds in the SA – multi-asset – low equity category
Moderate
This portfolio aims for long-term capital growth by active stock-picking and asset allocation. This portfolio may have a maximum effective equity exposure (including international equity) of up to 60% and a maximum effective property exposure (including international property) of up to 25% of the market value of the portfolio. Total allowable offshore exposure is 30%. Due to the lower exposure to equities than in the Balanced portfolio, lower levels of volatility can be expected in this portfolio.
Market value-weighted average return of funds in the SA – multi-asset – high equity category
Moderate Aggressive
This portfolio aims for long-term capital growth. However, a higher exposure to growth assets (equities and property) is likely to lead to higher volatility over the short term. Investment performance will be driven by active stock-picking and asset allocation. This portfolio may have a maximum effective equity exposure (including international equity) of up to 75% and a maximum effective property exposure (including international property) of up to 25% of the market value of the portfolio. Total allowable offshore exposure is 30%.
Investors below the minimum portfolio thresholds can access our investment expertise through the following managed unit trust portfolios:
